Product Based Planning
Scope of Services
When it comes to product based planning, MassMutual has the products to fulfill your needs and help you protect your lifestyle you’ve worked hard to establish. The placement of these financial services can be done through these products:
- Life Insurance
We offer a broad and competitive life insurance portfolio. Our broad variety of life insurance products include whole life, term, universal life, variable universal life and survivorship life insurance.
- Annuities
We offer a wide range of annuity products to help you and your retirement planning. Annuities provide a stream of income payments guaranteed for life or a specified period of time.
- Disability Income Insurance
When illness or injury prevents you from working, individual disability income insurance can help offset a portion of lost earnings, ensure continued retirement savings, cover small business operating costs and facilitate partnership buy-outs.
- Long Term Care Insurance
Long term care insurance helps pay for the care needed when you are unable to do everyday activities such as eating, getting dressed, bathing, maintaining continence and getting in and out of bed without assistance. The goal is to provide assistance and improve the quality of life for those with chronic, long term conditions. Long term care insurance helps provide you with more independence and control over your health care decisions.
- Retirement Products & Services
We serve corporations, labor unions and their individual participants through your advisor by offering a broad spectrum of defined contribution/401(k), defined benefit and non qualified deferred compensation plans and services.
- Corporate Trust Service
When the services of a professional trustee are needed to implement your estate, wealth transfer, and charitable giving strategies, MassMutual Trust Company is available to work with your financial advisor to provide long-term fiduciary solutions.
- Executive Benefits
Our Executive Benefits division is a leader in developing customized, institutionally priced life insurance contracts for U.S. corporations, professional organizations, and high-net-worth individuals. We serve a broad spectrum of clients, including law partnerships, accounting firms, financial Institutions, public utilities, medical groups and manufacturers.
- Worksite
MassMutual provides comprehensive employee benefit solutions to help your employer clients protect their employee groups – including products designed specifically for their key executives.